TERMS & CONDITIONS

Thank you for signing up for the Golden Goose Property Mentorship (herein referred to as “Program”) with us.

This Program is fulfilled by Born Poor Die Rich Pte Ltd (“herein referred to as “BPDR”). [Zion Global Marketing Pte Ltd] (“Zion Global”) is the collecting agent on behalf of BPDR.

By signing up for the Program and accepting these Terms and Conditions, you agree that this Agreement and these Terms and Conditions form a legally binding contract between you and us.

a. You agree and acknowledge that all the rights and interests to all the intellectual property whatsoever relating to, developed or arising from the Program and/or Program Materials (herein referred to as “Intellectual Property”) belong to Zion Global and/or BPDR and you shall not in any way, directly or indirectly, copy, reproduce, sell, supply, make available or otherwise deal with or use (except for purely personal purposes) the Intellectual Property. In particular, you shall not make any form of audio, video or other recording during the Program.

a. For a period of ten (10) years from the date of this agreement, all information provided by BPDR (including but not limited to contact details of sourcing and lettings agents, mortgage brokers, professional advisors) in connection with this agreement shall be deemed to be confidential information and shall not be utilized in any way or released to any third party without BPDR’s prior written consent.

a. Full enrollment into the Program will only be considered and processed upon full payment of the Program fees (herein referred to as “Full Payment”).

b. Zion Global may, at their sole discretion, offer you the option to place a deposit payment for the Program (herein referred to as “Deposit”) and the balance of monies payable shall be made in accordance with the payment schedule. If you do not make payment in accordance with the payment schedule, there shall be a 5% penalty fee imposed.

c. You acknowledge that you shall only be entitled to the full components of the Program when the Full Payment is made.

d. Participation in the Program is strictly non-transferable. The rights and privileges of the Program are exclusively reserved for you, the individual registered during the application process.

e. The Program is limited to two individuals: yourself being the main participant, and one accompanying individual ("Plus One"). No additional participants will be allowed beyond these two. Once a Plus One is registered and confirmed, changes or substitutions are not permitted. Exceptions may be made only under extenuating circumstances, such as death or serious illness, and are subject to the approval of BPDR.

f. The components of the Program shall be fulfilled to you within a 15-month period from the date of Full Payment or Deposit, whichever is earlier.

g. For Golden Plus only:

   i. You shall be entitled to accompany [a representative of BPDR] on your 3 days and 2 nights “Golden Goose Hunting” in which you shall visit properties in the United Kingdom. For avoidance of doubt, the Program fees are inclusive of local transportation costs during the 3 days and 2 nights Golden Goose Hunting, in order to facilitate the Program so that the learning objectives could be met.

   ii. The costs of meals, accommodations and flight costs to the United Kingdom are not included and will be at your own cost. A subsidy of SGD 1,000 will be provided, on condition that your accommodation is booked at the hotel, at least 6 weeks prior to the first day of the Golden Goose Hunting, at which we will specify for ease of logistical arrangements.

   iii. There will be an additional SGD 2,500 (plus applicable tax) payable should you wish to bring along your registered plus one for the Golden Goose Hunting.

h. Zion Global and BPDR reserve the right to change any of the event dates and/or hours for any reason by notifying you in writing via electronic mail of the changes in detail.

i. You understand and agree that Zion Global and/or BPDR reserve the right to remove you from the Program at any time if they determine, in their sole discretion, including without limitation; that your actions or general behaviour impede or obstruct the Program. In such an event, you will be given a refund of the fees you paid after a deduction of an administrative fee of up to SGD 1,300.

j. All payments must be made in full as per the amount stated on the invoice. Any bank transfer or remittance fees incurred by the sending bank, intermediary banks, or currency exchange service providers shall be borne solely by the client. The client is responsible for ensuring that the full invoiced amount is received by Zion Global Marketing Pte Ltd, net of any such charges. Any fees charged by our receiving bank (if any) will be borne by us.If any fees (other than those charged by our receiving bank) are deducted along the way resulting in a shortfall, the client will be required to top up the difference.

i. You release and indemnify Zion Global, BPDR, our employees, servants, agents and service providers from any and all claims, actions, suits, proceedings, liabilities, damages, losses, compensation, costs, charges and expenses whatsoever in any way arising out of or resulting from your attendance or participation in the Program including, without limitation, any and all claims, actions, and liabilities for injury, loss or damage to you, anyone else or to any property, unless the same was caused by our gross negligence and recoverable on that ground following judgment of a competent court of final jurisdiction;

ii. Zion Global and BPDR exclude all terms, conditions and warranties implied by custom, usage, general law or statute;

iii. In any event, Zion Global and BPDR limit our total liability to you for all claims whatsoever (whether arising in contract, tort, statute or otherwise) for loss or damage suffered by you in relation to the performance of the Program to the total amount actually paid by you for this Program, and;

iv. In any event, Zion Global and BPDR exclude all liability for any consequential damage (including but not limited to, lost revenue or lost profit) suffered by you in any way relating to the Program or your exercise of rights.

a. Depending on the nature of your interaction with BPDR and/or Zion Global, some examples of personal data which we may collect from you include your name, contact information, photographs as well as other audio-visual information.

b. We may collect and use your personal data for any or all of the following purposes (collectively referred to as “Purposes”):

i. performing obligations in the course of or in connection with our provision of the good and/or services requested by you;

ii. publicising, updating and/or reporting on the activities of and developments in Zion Global and/or BPDR to staff, stakeholders and members of the public in any media, including media interviews by the general media, our websites, newsletters, collaterals and publications;

iii. to market activities, services and products offered by us;

iv. complying with any applicable laws, regulations, codes of practice, guidelines, or rules, or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority; and

v. any other incidental business purposes related to or in connection with the Program.

c. The consent that you provide for the collection, use and disclosure of your personal data will remain valid until such time it is being withdrawn by you in writing. You may withdraw consent and request us to stop collecting, using and/or disclosing your personal data for any or all of the purposes listed above by submitting your request in writing or via email to our Data Protection Officer at the contact details provided below.

d. Upon receipt of your written request to withdraw your consent, we may require reasonable time (depending on the complexity of the request and its impact on our relationship with you) for your request to be processed and for us to notify you of the consequences of us acceding to the same, including any legal consequences which may affect your rights and liabilities to us. In general, we shall seek to process your request within five (5) business days of receiving it.

e. Please note that withdrawing consent does not affect our right to continue to collect, use and disclose personal data where such collection, use and disclose without consent is permitted or required under applicable laws.

f. We may retain your personal data for as long as it is necessary to fulfil the purpose for which it was collected, or as required or permitted by applicable laws.

g. We will cease to retain your personal data, or remove the means by which the data can be associated with you, as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected, and is no longer necessary for legal or business purposes.

h. In conducting our business, we will/may need to disclose your personal data to our service providers, developers, agents and/or other third parties (collectively referred to as “Third Parties”), whether sited in Singapore or outside of Singapore, for one or more of the above-stated Purposes. We may transfer personal data to Third Parties when and only when it is necessary to provide products or services to you. In such cases, these Third Parties are prohibited to use these data beyond what is necessary to provide those products or services to you.

i. In any case where cross-border transfer of personal data is done, we ensure that an adequate level of protection is guaranteed for personal data to be transferred outside of Singapore. In some specific cases when this level of protection is not guaranteed, we will obtain your prior consent or establish with the recipient of personal data a contractual framework or sufficient safeguards that ensure an adequate level of protection abroad. You may request access to a copy of these safeguards by contacting us.

j. You have the right to request access to information about the personal data related to you which are processed by us.

k. We generally rely on personal data provided by you. In order to ensure that your personal data is current, complete and accurate, please update us if there are changes to your personal data by informing us.